Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 7-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $35,344 | $104,098-66.0% | $140,514-74.8% | $94,015-62.4% |
| Participation rate | 45.0% | 73.7%-28.7pp | 77.8%-32.8pp | 70.8%-25.8pp |
| Annual return | 15.87% | 15.14%+0.7pp | 14.36%+1.5pp | 17.84%-2.0pp |
| Employer contribution / active EE | $1,137 | $2,388-52.4% | $3,378-66.3% | $2,790-59.2% |
| Participant deferral / active EE | $2,744 | $4,033-32.0% | $4,919-44.2% | $4,249-35.4% |
| Admin fee / account holder | $12,635 | $10,439+21.0% | $13,697-7.8% | $8,951+41.2% |