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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $32,642 | $176,077-81.5% | $159,455-79.5% | $167,518-80.5% |
| Participation rate | 33.3% | 84.9%-51.6pp | 82.8%-49.5pp | 82.1%-48.8pp |
| Annual return | 35.68% | 331.83%-296.2pp | 263.63%-227.9pp | 478.71%-443.0pp |
| Employer contribution / active EE | $1,935 | $5,298-63.5% | $4,830-59.9% | $4,838-60.0% |
| Participant deferral / active EE | $4,123 | $7,751-46.8% | $7,353-43.9% | $6,342-35.0% |
| Admin fee / account holder | $7,628 | $12,556-39.3% | $10,800-29.4% | $12,312-38.0% |