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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $47,780 | $138,078-65.4% | $125,363-61.9% | $134,509-64.5% |
| Participation rate | 26.1% | 84.5%-58.4pp | 82.4%-56.3pp | 81.2%-55.1pp |
| Annual return | 1.93% | 750.49%-748.6pp | 572.15%-570.2pp | 418.13%-416.2pp |
| Employer contribution / active EE | $1,177 | $5,245-77.6% | $4,815-75.6% | $4,741-75.2% |
| Participant deferral / active EE | $2,592 | $7,800-66.8% | $7,447-65.2% | $6,400-59.5% |
| Admin fee / account holder | $4,997 | $11,566-56.8% | $10,005-50.1% | $11,427-56.3% |