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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $64,990 | $73,978-12.1% | $96,515-32.7% | $75,173-13.5% |
| Participation rate | 37.7% | 66.4%-28.7pp | 74.3%-36.6pp | 67.2%-29.5pp |
| Annual return | 17.07% | 26.72%-9.7pp | 35.73%-18.7pp | 160.72%-143.7pp |
| Employer contribution / active EE | $1,314 | $2,931-55.1% | $3,740-64.9% | $2,671-50.8% |
| Participant deferral / active EE | $2,354 | $3,660-35.7% | $4,880-51.7% | $4,126-42.9% |
| Admin fee / account holder | $6,314 | $5,219+21.0% | $6,735-6.3% | $5,651+11.7% |