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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $26,667 | $65,367-59.2% | $92,915-71.3% | $72,976-63.5% |
| Participation rate | 42.3% | 68.3%-26.1pp | 76.0%-33.8pp | 69.5%-27.2pp |
| Annual return | 23.32% | 42.11%-18.8pp | 109.45%-86.1pp | 81.02%-57.7pp |
| Employer contribution / active EE | $1,193 | $2,594-54.0% | $3,653-67.4% | $2,440-51.1% |
| Participant deferral / active EE | $2,094 | $3,128-33.1% | $4,238-50.6% | $3,608-42.0% |
| Admin fee / account holder | $460 | $4,251-89.2% | $5,796-92.1% | $5,124-91.0% |