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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $16,021 | $57,352-72.1% | $83,831-80.9% | $64,173-75.0% |
| Participation rate | 39.0% | 68.6%-29.6pp | 76.1%-37.2pp | 69.6%-30.6pp |
| Annual return | -9.40% | 11.38%-20.8pp | 850.99%-860.4pp | 7.63%-17.0pp |
| Employer contribution / active EE | $1,139 | $2,546-55.3% | $3,631-68.6% | $2,381-52.2% |
| Participant deferral / active EE | $1,833 | $2,993-38.7% | $4,082-55.1% | $3,470-47.2% |
| Admin fee / account holder | $74 | $4,046-98.2% | $5,479-98.6% | $4,887-98.5% |