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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $329,726 | $102,422+221.9% | $147,117+124.1% | $80,959+307.3% |
| Participation rate | 84.0% | 75.9%+8.1pp | 82.2%+1.8pp | 67.7%+16.3pp |
| Annual return | 13.64% | 135.16%-121.5pp | 420.54%-406.9pp | 35.67%-22.0pp |
| Employer contribution / active EE | $11,728 | $3,717+215.5% | $4,932+137.8% | $2,757+325.4% |
| Participant deferral / active EE | $13,780 | $6,652+107.2% | $8,065+70.9% | $4,300+220.4% |
| Admin fee / account holder | $25,784 | $7,953+224.2% | $12,993+98.5% | $6,925+272.3% |