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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $210,392 | $52,353+301.9% | $120,225+75.0% | $82,448+155.2% |
| Participation rate | 96.6% | 58.3%+38.2pp | 69.6%+27.0pp | 68.1%+28.5pp |
| Annual return | 16.88% | 61.85%-45.0pp | 439.23%-422.3pp | 41.64%-24.8pp |
| Employer contribution / active EE | $16,938 | $1,510+1021.7% | $3,475+387.4% | $2,551+564.0% |
| Participant deferral / active EE | $13,734 | $2,627+422.9% | $3,999+243.5% | $4,139+231.8% |
| Admin fee / account holder | $5,104 | $4,363+17.0% | $5,696-10.4% | $7,234-29.5% |