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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $14,965 | $102,429-85.4% | $147,096-89.8% | $80,925-81.5% |
| Participation rate | 78.6% | 75.9%+2.7pp | 82.2%-3.6pp | 67.7%+10.9pp |
| Annual return | 17.11% | 135.02%-117.9pp | 419.75%-402.6pp | 35.65%-18.5pp |
| Employer contribution / active EE | $2,110 | $3,716-43.2% | $4,936-57.3% | $2,756-23.5% |
| Participant deferral / active EE | $4,711 | $6,649-29.1% | $8,071-41.6% | $4,299+9.6% |
| Admin fee / account holder | $1,524 | $7,957-80.8% | $13,005-88.3% | $6,940-78.0% |