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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $16,464 | $57,352-71.3% | $83,830-80.4% | $64,173-74.3% |
| Participation rate | 100.0% | 68.6%+31.4pp | 76.1%+23.9pp | 69.6%+30.4pp |
| Annual return | -6.09% | 11.38%-17.5pp | 850.97%-857.1pp | 7.63%-13.7pp |
| Employer contribution / active EE | $2,653 | $2,546+4.2% | $3,631-26.9% | $2,381+11.4% |
| Participant deferral / active EE | $99 | $2,993-96.7% | $4,082-97.6% | $3,470-97.1% |
| Admin fee / account holder | $1,820 | $4,046-55.0% | $5,479-66.8% | $4,887-62.8% |