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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $18,967 | $63,346-70.1% | $92,240-79.4% | $70,126-73.0% |
| Participation rate | 100.0% | 68.7%+31.3pp | 76.5%+23.5pp | 69.5%+30.5pp |
| Annual return | 12.49% | 530.19%-517.7pp | 176.29%-163.8pp | 73.15%-60.7pp |
| Employer contribution / active EE | $3,990 | $2,471+61.5% | $3,680+8.4% | $2,343+70.3% |
| Participant deferral / active EE | $122 | $2,854-95.7% | $3,897-96.9% | $3,332-96.3% |
| Admin fee / account holder | $3,608 | $3,841-6.0% | $5,194-30.5% | $4,645-22.3% |