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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $72,975 | $135,639-46.2% | $110,241-33.8% | $135,382-46.1% |
| Participation rate | 100.0% | 83.5%+16.5pp | 79.8%+20.2pp | 82.6%+17.4pp |
| Annual return | -3.67% | 513.21%-516.9pp | 314.75%-318.4pp | 519.77%-523.4pp |
| Employer contribution / active EE | $18,096 | $4,907+268.8% | $3,827+372.9% | $4,779+278.7% |
| Participant deferral / active EE | $12,979 | $5,507+135.7% | $4,672+177.8% | $5,609+131.4% |
| Admin fee / account holder | $22,310 | $11,457+94.7% | $8,548+161.0% | $10,829+106.0% |