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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $47,870 | $131,835-63.7% | $108,582-55.9% | $273,972-82.5% |
| Participation rate | 100.0% | 83.5%+16.5pp | 79.6%+20.4pp | 83.0%+17.0pp |
| Annual return | 9.09% | -91.57%+100.7pp | -51.70%+60.8pp | 41.46%-32.4pp |
| Employer contribution / active EE | $8,505 | $4,913+73.1% | $3,758+126.3% | $4,869+74.7% |
| Participant deferral / active EE | $6,945 | $5,127+35.4% | $4,311+61.1% | $5,287+31.4% |
| Admin fee / account holder | $1,674 | $10,253-83.7% | $7,645-78.1% | $10,133-83.5% |