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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $61,898 | $106,524-41.9% | $152,301-59.4% | $87,485-29.2% |
| Participation rate | 100.0% | 75.8%+24.2pp | 82.4%+17.6pp | 68.9%+31.1pp |
| Annual return | 11.94% | 26.89%-14.9pp | 80.50%-68.6pp | 26.06%-14.1pp |
| Employer contribution / active EE | $2,733 | $3,371-18.9% | $4,624-40.9% | $2,596+5.3% |
| Participant deferral / active EE | $2,566 | $6,525-60.7% | $8,004-67.9% | $4,274-39.9% |
| Admin fee / account holder | $818 | $8,287-90.1% | $14,398-94.3% | $7,775-89.5% |