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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $116,395 | $181,896-36.0% | $156,551-25.7% | $273,972-57.5% |
| Participation rate | 100.0% | 88.4%+11.6pp | 84.0%+16.0pp | 83.0%+17.0pp |
| Annual return | -3.80% | 30.74%-34.5pp | 32.23%-36.0pp | 41.46%-45.3pp |
| Employer contribution / active EE | $6,544 | $6,248+4.7% | $5,501+18.9% | $4,869+34.4% |
| Participant deferral / active EE | $8,125 | $5,550+46.4% | $4,871+66.8% | $5,287+53.7% |
| Admin fee / account holder | $4,909 | $15,560-68.5% | $13,028-62.3% | $10,133-51.6% |