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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $93,543 | $198,457-52.9% | $170,435-45.1% | $147,586-36.6% |
| Participation rate | 100.0% | 88.0%+12.0pp | 83.6%+16.4pp | 82.8%+17.2pp |
| Annual return | 4.83% | 257.30%-252.5pp | 205.94%-201.1pp | 578.59%-573.8pp |
| Employer contribution / active EE | $4,463 | $6,183-27.8% | $5,432-17.9% | $4,876-8.5% |
| Participant deferral / active EE | $5,000 | $5,629-11.2% | $4,939+1.2% | $5,439-8.1% |
| Admin fee / account holder | $423 | $16,852-97.5% | $13,881-97.0% | $10,886-96.1% |