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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $64,795 | $45,566+42.2% | $64,105+1.1% | $59,633+8.7% |
| Participation rate | 56.5% | 60.2%-3.6pp | 68.2%-11.6pp | 68.7%-12.1pp |
| Annual return | -0.12% | 4.95%-5.1pp | 791.24%-791.4pp | 2041.45%-2041.6pp |
| Employer contribution / active EE | $325 | $934-65.2% | $1,820-82.1% | $2,203-85.2% |
| Participant deferral / active EE | $3,034 | $2,057+47.5% | $2,822+7.5% | $3,192-4.9% |
| Admin fee / account holder | $15,988 | $3,268+389.3% | $4,499+255.3% | $4,297+272.1% |