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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $97,948 | $65,034+50.6% | $90,970+7.7% | $79,856+22.7% |
| Participation rate | 61.5% | 61.6%-0.1pp | 69.0%-7.5pp | 69.6%-8.1pp |
| Annual return | 18.45% | 30.45%-12.0pp | 134.60%-116.1pp | 31.71%-13.3pp |
| Employer contribution / active EE | $573 | $1,247-54.1% | $2,122-73.0% | $2,471-76.8% |
| Participant deferral / active EE | $6,033 | $2,512+140.2% | $3,373+78.9% | $3,741+61.3% |
| Admin fee / account holder | $10,909 | $4,536+140.5% | $5,961+83.0% | $5,306+105.6% |