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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Plan appears closed to new enrollment or frozen - balance-holders far exceed active participants, or the plan reports active distributions with no inflows. Exclude from peer benchmarks.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $69,347 | $112,729-38.5% | $98,716-29.8% | $137,256-49.5% |
| Participation rate | 83.3% | 74.2%+9.1pp | 69.3%+14.0pp | 80.0%+3.4pp |
| Annual return | 13.53% | 38.48%-24.9pp | 31.81%-18.3pp | 220.34%-206.8pp |
| Employer contribution / active EE | $3,307 | $2,725+21.4% | $2,279+45.2% | $4,156-20.4% |
| Participant deferral / active EE | $7,173 | $4,640+54.6% | $4,048+77.2% | $6,407+12.0% |
| Admin fee / account holder | $1,015 | $10,129-90.0% | $8,703-88.3% | $12,270-91.7% |