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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Plan appears closed to new enrollment or frozen - balance-holders far exceed active participants, or the plan reports active distributions with no inflows. Exclude from peer benchmarks.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $69,347 | $156,616-55.7% | $133,346-48.0% | $198,609-65.1% |
| Participation rate | 83.3% | 77.7%+5.6pp | 72.8%+10.5pp | 82.4%+1.0pp |
| Annual return | 13.53% | 44.25%-30.7pp | 36.85%-23.3pp | 202.70%-189.2pp |
| Employer contribution / active EE | $3,307 | $3,368-1.8% | $2,853+15.9% | $5,055-34.6% |
| Participant deferral / active EE | $7,173 | $4,920+45.8% | $4,332+65.6% | $6,977+2.8% |
| Admin fee / account holder | $1,015 | $17,468-94.2% | $14,264-92.9% | $19,030-94.7% |