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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $218,333 | $197,625+10.5% | $177,840+22.8% | $158,966+37.3% |
| Participation rate | 50.0% | 88.5%-38.5pp | 87.7%-37.7pp | 82.0%-32.0pp |
| Annual return | 9.38% | 58.76%-49.4pp | 48.32%-38.9pp | 302.95%-293.6pp |
| Employer contribution / active EE | $42,887 | $6,698+540.3% | $5,919+624.6% | $4,762+800.5% |
| Participant deferral / active EE | $33,443 | $8,405+297.9% | $7,714+333.5% | $5,983+458.9% |
| Admin fee / account holder | $30,195 | $15,405+96.0% | $12,431+142.9% | $11,250+168.4% |