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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $114,419 | $153,769-25.6% | $133,975-14.6% | $273,972-58.2% |
| Participation rate | 63.6% | 88.4%-24.7pp | 87.1%-23.4pp | 83.0%-19.4pp |
| Annual return | 11.68% | 36.51%-24.8pp | 29.29%-17.6pp | 41.46%-29.8pp |
| Employer contribution / active EE | $3,864 | $6,029-35.9% | $5,211-25.9% | $4,869-20.6% |
| Participant deferral / active EE | $10,614 | $6,958+52.5% | $6,282+69.0% | $5,287+100.7% |
| Admin fee / account holder | $0 | $11,765-100.0% | $9,324-100.0% | $10,133-100.0% |