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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $151,548 | $171,867-11.8% | $149,721+1.2% | $147,586+2.7% |
| Participation rate | 70.0% | 88.2%-18.2pp | 87.1%-17.1pp | 82.8%-12.8pp |
| Annual return | 16.79% | 2113.36%-2096.6pp | 1501.67%-1484.9pp | 578.59%-561.8pp |
| Employer contribution / active EE | $4,738 | $6,275-24.5% | $5,444-13.0% | $4,876-2.8% |
| Participant deferral / active EE | $11,427 | $7,270+57.2% | $6,568+74.0% | $5,439+110.1% |
| Admin fee / account holder | $1,761 | $13,799-87.2% | $11,282-84.4% | $10,886-83.8% |