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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $22,121 | $85,171-74.0% | $172,753-87.2% | $72,976-69.7% |
| Participation rate | 100.0% | 70.1%+29.9pp | 82.6%+17.4pp | 69.5%+30.5pp |
| Annual return | 14.53% | 27.32%-12.8pp | 803.00%-788.5pp | 81.02%-66.5pp |
| Employer contribution / active EE | $2,289 | $3,324-31.2% | $5,144-55.5% | $2,440-6.2% |
| Participant deferral / active EE | $1,084 | $3,260-66.7% | $5,198-79.1% | $3,608-69.9% |
| Admin fee / account holder | $3,039 | $5,880-48.3% | $13,956-78.2% | $5,124-40.7% |