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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $22,991 | $75,832-69.7% | $147,617-84.4% | $59,633-61.4% |
| Participation rate | 100.0% | 71.6%+28.4pp | 84.6%+15.4pp | 68.7%+31.3pp |
| Annual return | -2.90% | 0.37%-3.3pp | 61.98%-64.9pp | 2041.45%-2044.4pp |
| Employer contribution / active EE | $2,095 | $3,485-39.9% | $5,564-62.4% | $2,203-4.9% |
| Participant deferral / active EE | $891 | $3,131-71.5% | $4,895-81.8% | $3,192-72.1% |
| Admin fee / account holder | $623 | $5,986-89.6% | $11,612-94.6% | $4,297-85.5% |