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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $20,028 | $75,962-73.6% | $154,108-87.0% | $64,173-68.8% |
| Participation rate | 100.0% | 70.4%+29.6pp | 83.0%+17.0pp | 69.6%+30.4pp |
| Annual return | -10.12% | 30.32%-40.4pp | 735.21%-745.3pp | 7.63%-17.8pp |
| Employer contribution / active EE | $2,173 | $3,350-35.1% | $5,298-59.0% | $2,381-8.7% |
| Participant deferral / active EE | $1,051 | $3,175-66.9% | $5,081-79.3% | $3,470-69.7% |
| Admin fee / account holder | $1,683 | $5,589-69.9% | $13,411-87.4% | $4,887-65.6% |