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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $62,565 | $52,911+18.2% | $73,309-14.7% | $59,633+4.9% |
| Participation rate | 100.0% | 68.2%+31.8pp | 74.9%+25.1pp | 68.7%+31.3pp |
| Annual return | -3.40% | 12.20%-15.6pp | 5.67%-9.1pp | 2041.45%-2044.9pp |
| Employer contribution / active EE | $4,251 | $1,909+122.7% | $3,237+31.3% | $2,203+93.0% |
| Participant deferral / active EE | $2,169 | $4,069-46.7% | $4,991-56.5% | $3,192-32.0% |
| Admin fee / account holder | $1,835 | $3,835-52.2% | $5,635-67.4% | $4,297-57.3% |