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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $121,022 | $68,394+76.9% | $94,672+27.8% | $75,177+61.0% |
| Participation rate | 96.2% | 76.1%+20.1pp | 80.8%+15.3pp | 67.2%+28.9pp |
| Annual return | 11.88% | 616.92%-605.0pp | 156.89%-145.0pp | 160.75%-148.9pp |
| Employer contribution / active EE | $2,651 | $2,701-1.9% | $3,673-27.8% | $2,671-0.8% |
| Participant deferral / active EE | $7,089 | $6,536+8.5% | $7,417-4.4% | $4,126+71.8% |
| Admin fee / account holder | $1,078 | $5,326-79.8% | $7,222-85.1% | $5,651-80.9% |