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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $45,223 | $100,060-54.8% | $149,721-69.8% | $70,126-35.5% |
| Participation rate | 95.7% | 83.6%+12.1pp | 87.1%+8.6pp | 69.5%+26.1pp |
| Annual return | 7.67% | 27.46%-19.8pp | 1501.67%-1494.0pp | 73.15%-65.5pp |
| Employer contribution / active EE | $10,834 | $3,661+195.9% | $5,444+99.0% | $2,343+362.5% |
| Participant deferral / active EE | $2,643 | $4,982-47.0% | $6,568-59.8% | $3,332-20.7% |
| Admin fee / account holder | $16,353 | $8,285+97.4% | $11,282+44.9% | $4,645+252.0% |