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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $63,631 | $125,797-49.4% | $170,057-62.6% | $75,177-15.4% |
| Participation rate | 87.0% | 83.6%+3.4pp | 87.0%0pp | 67.2%+19.8pp |
| Annual return | 14.39% | 27.20%-12.8pp | 53.42%-39.0pp | 160.75%-146.4pp |
| Employer contribution / active EE | $2,459 | $4,616-46.7% | $6,790-63.8% | $2,671-7.9% |
| Participant deferral / active EE | $4,187 | $6,838-38.8% | $10,411-59.8% | $4,126+1.5% |
| Admin fee / account holder | $9,037 | $8,177+10.5% | $12,826-29.5% | $5,651+59.9% |