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| Provider | Service type | Compensation |
|---|---|---|
PARALLEL ADVISORS LLC1 year Service code 27 · EIN 20-4420591 | Advisory (Plan) | $35,448 |
Service code 15 · EIN 13-3689044 | Recordkeeping | $28,926 |
NICHOLAS PENSION CONSULTANTS3 years Service code 15 · EIN 27-1186851 | Recordkeeping | $2,110 |
Filed as: UBS FINANCIAL SERVICES INC. Service code 27 · EIN 13-2638166 | Advisory (Plan) | $2,083 |
CHARLES SCHWAB & CO., INC.2 years Service code 33 · EIN 94-1737782 | Securities brokerage commissions and ... | $9 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $144,670 | $76,696+88.6% | $96,515+49.9% | $71,511+102.3% |
| Participation rate | 88.3% | 66.6%+21.8pp | 74.3%+14.0pp | 67.9%+20.4pp |
| Annual return | 16.92% | 48.32%-31.4pp | 35.73%-18.8pp | 28.86%-11.9pp |
| Employer contribution / active EE | $8,420 | $3,032+177.7% | $3,740+125.2% | $2,589+225.2% |
| Participant deferral / active EE | $9,292 | $3,770+146.5% | $4,880+90.4% | $4,291+116.6% |
| Admin fee / account holder | $538 | $2,030-73.5% | $6,735-92.0% | $1,588-66.1% |