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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $41,378 | $133,981-69.1% | $112,249-63.1% | $134,532-69.2% |
| Participation rate | 90.5% | 78.6%+11.9pp | 75.1%+15.4pp | 81.2%+9.2pp |
| Annual return | -22.01% | 47.16%-69.2pp | 27.48%-49.5pp | 418.27%-440.3pp |
| Employer contribution / active EE | $8,322 | $4,040+106.0% | $3,636+128.9% | $4,741+75.5% |
| Participant deferral / active EE | $2,329 | $5,292-56.0% | $4,729-50.7% | $6,401-63.6% |
| Admin fee / account holder | $22,992 | $7,492+206.9% | $6,412+258.6% | $11,429+101.2% |