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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $80,943 | $107,363-24.6% | $92,909-12.9% | $152,897-47.1% |
| Participation rate | 64.7% | 79.8%-15.1pp | 76.0%-11.3pp | 82.5%-17.7pp |
| Annual return | 20.19% | 145.63%-125.4pp | 109.44%-89.3pp | 345.43%-325.2pp |
| Employer contribution / active EE | $8,400 | $4,222+98.9% | $3,653+129.9% | $4,764+76.3% |
| Participant deferral / active EE | $5,516 | $4,848+13.8% | $4,238+30.2% | $5,851-5.7% |
| Admin fee / account holder | $0 | $7,082-100.0% | $5,795-100.0% | $11,599-100.0% |