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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $63,470 | $115,810-45.2% | $101,271-37.3% | $158,966-60.1% |
| Participation rate | 100.0% | 79.4%+20.6pp | 75.8%+24.2pp | 82.0%+18.0pp |
| Annual return | 20.82% | 56.15%-35.3pp | 46.48%-25.7pp | 302.95%-282.1pp |
| Employer contribution / active EE | $7,964 | $4,175+90.7% | $3,660+117.6% | $4,762+67.2% |
| Participant deferral / active EE | $5,730 | $4,958+15.6% | $4,371+31.1% | $5,983-4.2% |
| Admin fee / account holder | $329 | $7,248-95.5% | $5,948-94.5% | $11,250-97.1% |