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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $10,801 | $150,346-92.8% | $120,524-91.0% | $145,877-92.6% |
| Participation rate | 93.3% | 78.8%+14.5pp | 71.9%+21.4pp | 80.3%+13.0pp |
| Annual return | 11.72% | 154.40%-142.7pp | 107.36%-95.6pp | 551.28%-539.6pp |
| Employer contribution / active EE | $1,715 | $4,353-60.6% | $3,469-50.6% | $4,663-63.2% |
| Participant deferral / active EE | $2,477 | $6,172-59.9% | $4,994-50.4% | $6,691-63.0% |
| Admin fee / account holder | $550 | $12,215-95.5% | $9,440-94.2% | $13,402-95.9% |