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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $904,788 | $146,267+518.6% | $197,124+359.0% | $82,448+997.4% |
| Participation rate | 98.1% | 84.0%+14.1pp | 86.7%+11.4pp | 68.1%+30.0pp |
| Annual return | 16.34% | 29.61%-13.3pp | 44.34%-28.0pp | 41.64%-25.3pp |
| Employer contribution / active EE | $38,046 | $4,723+705.5% | $6,227+510.9% | $2,551+1391.4% |
| Participant deferral / active EE | $13,770 | $7,035+95.7% | $9,135+50.7% | $4,139+232.7% |
| Admin fee / account holder | $81,010 | $14,422+461.7% | $16,298+397.1% | $7,234+1019.8% |