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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $850,720 | $138,386+514.7% | $184,260+361.7% | $80,935+951.1% |
| Participation rate | 97.9% | 83.9%+14.0pp | 86.8%+11.0pp | 67.7%+30.2pp |
| Annual return | 18.90% | 20.02%-1.1pp | 28.84%-9.9pp | 35.66%-16.8pp |
| Employer contribution / active EE | $40,937 | $4,851+743.9% | $6,427+536.9% | $2,757+1385.0% |
| Participant deferral / active EE | $14,682 | $7,076+107.5% | $9,133+60.8% | $4,299+241.5% |
| Admin fee / account holder | $57,233 | $10,489+445.7% | $13,898+311.8% | $6,924+726.5% |