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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $850,720 | $138,385+514.7% | $184,243+361.7% | $80,925+951.2% |
| Participation rate | 97.9% | 83.9%+14.0pp | 86.8%+11.0pp | 67.7%+30.2pp |
| Annual return | 18.90% | 20.02%-1.1pp | 28.82%-9.9pp | 35.65%-16.8pp |
| Employer contribution / active EE | $40,937 | $4,851+744.0% | $6,427+537.0% | $2,756+1385.2% |
| Participant deferral / active EE | $14,682 | $7,075+107.5% | $9,132+60.8% | $4,299+241.6% |
| Admin fee / account holder | $57,233 | $10,489+445.7% | $13,914+311.3% | $6,940+724.7% |