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| Provider | Service type | Compensation |
|---|---|---|
Filed as: EMPOWER ANNUITY INSURANCE COMPANY O Service code 64 8515 EAST ORCHARD ROAD · GREENWOOD VILLAGE, CO 80111 | Recordkeeping Fees | $5,180 |
Filed as: EMPOWER ADVISORY GROUP, LLC Service code 28 8515 EAST ORCHARD ROAD · GREENWOOD VILLAGE, CO 80111 | Investment Management | $1,324 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Employer contribution per participant is in the bottom quintile of the peer cohort.
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $58,795 | $56,438+4.2% | $76,872-23.5% | $71,511-17.8% |
| Participation rate | 64.5% | 64.3%+0.2pp | 69.6%-5.1pp | 67.9%-3.4pp |
| Annual return | 17.70% | 19.05%-1.3pp | 37.90%-20.2pp | 28.86%-11.2pp |
| Employer contribution / active EE | $392 | $1,864-79.0% | $2,533-84.5% | $2,589-84.9% |
| Participant deferral / active EE | $2,787 | $3,136-11.1% | $3,832-27.3% | $4,291-35.0% |
| Admin fee / account holder | $31 | $1,430-97.8% | $5,476-99.4% | $1,588-98.0% |