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| Provider | Service type | Compensation |
|---|---|---|
Filed as: EMPOWER ANNUITY INSURANCE COMPANY O Service code 64 8515 EAST ORCHARD ROAD · GREENWOOD VILLAGE, CO 80111 | Recordkeeping Fees | $9,788 |
Filed as: EMPOWER ADVISORY GROUP, LLC Service code 28 8515 EAST ORCHARD ROAD · GREENWOOD VILLAGE, CO 80111 | Investment Management | $1,221 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Employer contribution per participant is in the bottom quintile of the peer cohort.
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $40,163 | $50,199-20.0% | $69,884-42.5% | $66,938-40.0% |
| Participation rate | 64.2% | 66.3%-2.2pp | 70.5%-6.3pp | 69.8%-5.7pp |
| Annual return | -14.39% | -13.85%-0.5pp | 190.81%-205.2pp | 1.58%-16.0pp |
| Employer contribution / active EE | $401 | $1,864-78.5% | $2,560-84.3% | $2,545-84.2% |
| Participant deferral / active EE | $2,633 | $3,112-15.4% | $3,848-31.6% | $4,238-37.9% |
| Admin fee / account holder | $43 | $600-92.9% | $6,266-99.3% | $594-92.8% |