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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $44,985 | $52,678-14.6% | $75,784-40.6% | $59,633-24.6% |
| Participation rate | 97.7% | 67.2%+30.5pp | 75.8%+21.9pp | 68.7%+29.1pp |
| Annual return | -3.65% | 2.95%-6.6pp | 9.68%-13.3pp | 2041.45%-2045.1pp |
| Employer contribution / active EE | $4,126 | $2,193+88.1% | $3,323+24.2% | $2,203+87.3% |
| Participant deferral / active EE | $3,782 | $2,591+46.0% | $3,652+3.6% | $3,192+18.5% |
| Admin fee / account holder | $1,250 | $3,610-65.4% | $5,300-76.4% | $4,297-70.9% |