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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $72,217 | $64,729+11.6% | $112,263-35.7% | $68,490+5.4% |
| Participation rate | 80.8% | 67.2%+13.6pp | 75.1%+5.7pp | 67.9%+12.9pp |
| Annual return | -16.16% | -11.40%-4.8pp | 27.49%-43.7pp | -7.85%-8.3pp |
| Employer contribution / active EE | $4,581 | $2,746+66.8% | $3,636+26.0% | $2,597+76.4% |
| Participant deferral / active EE | $4,336 | $3,566+21.6% | $4,729-8.3% | $4,028+7.7% |
| Admin fee / account holder | $2,570 | $5,222-50.8% | $6,410-59.9% | $5,403-52.4% |