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| Provider | Service type | Compensation |
|---|---|---|
Service code 37 · EIN 04-2647786 | Loan Processing | $809,394 |
Filed as: WATSON WYATT Service code 16 · EIN 52-1868818 | Consulting | $86,212 |
CROWE LLP5 years Service code 16 · EIN 35-0921680 | Consulting | $33,315 |
Annual investment return is in the bottom quintile of the peer cohort.
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $77,922 | $130,338-40.2% | $85,708-9.1% | $106,520-26.8% |
| Participation rate | 93.2% | 64.6%+28.5pp | 69.9%+23.3pp | 71.3%+21.8pp |
| Annual return | 12.57% | 14.40%-1.8pp | 21.49%-8.9pp | 19.28%-6.7pp |
| Employer contribution / active EE | $3,378 | $3,864-12.6% | $2,618+29.0% | $2,840+18.9% |
| Participant deferral / active EE | $4,683 | $4,160+12.6% | $3,922+19.4% | $4,948-5.4% |
| Admin fee / account holder | $94 | $114-17.6% | $6,876-98.6% | $75+25.9% |