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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $321,841 | $183,627+75.3% | $155,602+106.8% | $145,978+120.5% |
| Participation rate | 100.0% | 82.7%+17.3pp | 78.2%+21.8pp | 80.3%+19.7pp |
| Annual return | 15.68% | 61.32%-45.6pp | 64.81%-49.1pp | 550.52%-534.8pp |
| Employer contribution / active EE | $1,039 | $5,316-80.5% | $4,675-77.8% | $4,662-77.7% |
| Participant deferral / active EE | $8,515 | $6,466+31.7% | $5,629+51.3% | $6,690+27.3% |
| Admin fee / account holder | $5,249 | $19,327-72.8% | $15,923-67.0% | $13,400-60.8% |