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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $458,176 | $217,432+110.7% | $185,849+146.5% | $167,536+173.5% |
| Participation rate | 100.0% | 86.1%+13.9pp | 81.7%+18.3pp | 82.1%+17.9pp |
| Annual return | 14.71% | 148.42%-133.7pp | 122.10%-107.4pp | 478.82%-464.1pp |
| Employer contribution / active EE | $4,981 | $5,875-15.2% | $5,169-3.6% | $4,839+2.9% |
| Participant deferral / active EE | $6,058 | $6,357-4.7% | $5,569+8.8% | $6,342-4.5% |
| Admin fee / account holder | $7,654 | $19,818-61.4% | $16,244-52.9% | $12,315-37.8% |