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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $2,373 | $29,733-92.0% | $56,025-95.8% | $80,959-97.1% |
| Participation rate | 82.4% | 41.7%+40.6pp | 52.5%+29.8pp | 67.7%+14.7pp |
| Annual return | 14.68% | 35.28%-20.6pp | 1712.69%-1698.0pp | 35.67%-21.0pp |
| Employer contribution / active EE | $0 | $672-100.0% | $1,042-100.0% | $2,757-100.0% |
| Participant deferral / active EE | $1,171 | $1,229-4.8% | $1,955-40.1% | $4,300-72.8% |
| Admin fee / account holder | $477 | $2,434-80.4% | $2,828-83.2% | $6,925-93.1% |