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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $99,262 | $84,518+17.4% | $67,704+46.6% | $125,388-20.8% |
| Participation rate | 100.0% | 74.8%+25.2pp | 67.5%+32.5pp | 83.2%+16.8pp |
| Annual return | -3.63% | 2.57%-6.2pp | 25.41%-29.0pp | 282.24%-285.9pp |
| Employer contribution / active EE | $4,704 | $3,292+42.9% | $2,559+83.8% | $4,866-3.3% |
| Participant deferral / active EE | $7,392 | $4,430+66.9% | $3,585+106.2% | $5,352+38.1% |
| Admin fee / account holder | $1,263 | $5,340-76.3% | $4,255-70.3% | $9,541-86.8% |