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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $121,365 | $93,071+30.4% | $74,583+62.7% | $273,968-55.7% |
| Participation rate | 100.0% | 74.9%+25.1pp | 68.1%+31.9pp | 83.0%+17.0pp |
| Annual return | 9.97% | 26.18%-16.2pp | 20.47%-10.5pp | 41.45%-31.5pp |
| Employer contribution / active EE | $5,275 | $3,160+67.0% | $2,525+108.9% | $4,869+8.3% |
| Participant deferral / active EE | $6,933 | $4,160+66.7% | $3,458+100.5% | $5,287+31.1% |
| Admin fee / account holder | $658 | $5,272-87.5% | $4,138-84.1% | $10,132-93.5% |