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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $418,463 | $127,790+227.5% | $106,555+292.7% | $167,536+149.8% |
| Participation rate | 100.0% | 78.3%+21.7pp | 76.1%+23.9pp | 82.1%+17.9pp |
| Annual return | 9.29% | 33.88%-24.6pp | 26.80%-17.5pp | 478.82%-469.5pp |
| Employer contribution / active EE | $15,202 | $3,428+343.5% | $2,819+439.2% | $4,839+214.1% |
| Participant deferral / active EE | $12,105 | $5,088+137.9% | $4,399+175.2% | $6,342+90.9% |
| Admin fee / account holder | $28,466 | $11,229+153.5% | $7,408+284.3% | $12,315+131.2% |