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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $288,135 | $104,251+176.4% | $91,004+216.6% | $147,586+95.2% |
| Participation rate | 100.0% | 78.2%+21.8pp | 75.6%+24.4pp | 82.8%+17.2pp |
| Annual return | 11.81% | 27.06%-15.2pp | 4.60%+7.2pp | 578.59%-566.8pp |
| Employer contribution / active EE | $7,343 | $3,116+135.7% | $2,456+199.0% | $4,876+50.6% |
| Participant deferral / active EE | $14,375 | $4,195+242.7% | $3,548+305.2% | $5,439+164.3% |
| Admin fee / account holder | $15,565 | $8,948+73.9% | $5,417+187.3% | $10,886+43.0% |