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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $298,439 | $175,257+70.3% | $149,717+99.3% | $139,456+114.0% |
| Participation rate | 100.0% | 83.4%+16.6pp | 78.8%+21.2pp | 80.3%+19.7pp |
| Annual return | 10.00% | 166.70%-156.7pp | 134.41%-124.4pp | 373.45%-363.5pp |
| Employer contribution / active EE | $11,111 | $5,477+102.9% | $4,820+130.5% | $4,753+133.8% |
| Participant deferral / active EE | $11,305 | $6,521+73.4% | $5,682+99.0% | $6,711+68.4% |
| Admin fee / account holder | $7,053 | $16,156-56.3% | $13,213-46.6% | $11,407-38.2% |