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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $380,110 | $198,457+91.5% | $170,435+123.0% | $147,586+157.6% |
| Participation rate | 100.0% | 88.0%+12.0pp | 83.6%+16.4pp | 82.8%+17.2pp |
| Annual return | 8.13% | 257.30%-249.2pp | 205.94%-197.8pp | 578.59%-570.5pp |
| Employer contribution / active EE | $10,000 | $6,183+61.7% | $5,432+84.1% | $4,876+105.1% |
| Participant deferral / active EE | $5,652 | $5,629+0.4% | $4,939+14.4% | $5,439+3.9% |
| Admin fee / account holder | $35,143 | $16,852+108.5% | $13,881+153.2% | $10,886+222.8% |