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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $440,637 | $105,861+316.2% | $90,756+385.5% | $134,509+227.6% |
| Participation rate | 100.0% | 78.2%+21.8pp | 75.7%+24.3pp | 81.2%+18.8pp |
| Annual return | -17.51% | -10.99%-6.5pp | -12.16%-5.4pp | 418.13%-435.6pp |
| Employer contribution / active EE | $3,533 | $3,463+2.0% | $2,922+20.9% | $4,741-25.5% |
| Participant deferral / active EE | $5,844 | $5,217+12.0% | $4,565+28.0% | $6,400-8.7% |
| Admin fee / account holder | $1,253 | $13,938-91.0% | $8,445-85.2% | $11,427-89.0% |